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我国银行坏债产生原因据统计局公布的数据，１９９４年初，四大国有银行坏债为３１６０亿元，占全部贷款的２０％，１９９５年底全国银行系统的坏值上升到６０００亿元，１９９６年，银行坏债规模超过１００００亿元，１９９７年，戴相龙行长公布的银行坏债比例为２５％，１９?
According to statistics released by the Bureau of Statistics, at the beginning of 1994, the debts of the four major state-owned banks were 316 billion yuan, accounting for 20% of the total loans. By the end of 1995, the bad value of the national banking system rose to 600 billion yuan. In 1996 The scale of bank debts exceeded RMB1 trillion. In 1997, Dai Xianglong announced a bank debt ratio of 25%, 19%