党的十一届三中全会以来，我国的金融体制改革大体经历了三个阶段。第一阶段，从1979－1984年，是中央银行体系形成的阶段在经济体制改革以“政企分开”为目标的大背景下，金融体制改革则以金融体系的重组为特征。1979年中国农业银行、中国银行以及中国人民保险公司等金融机构 Since the Third Plenary Session of the 11th CPC Central Committee, China’s financial system reform has generally gone through three stages. The first stage, from 1979 to 1984, was the stage of the formation of a central bank system. Against the backdrop of “separating government from enterprise”, the reform of the financial system was characterized by the restructuring of the financial system. 1979 Agricultural Bank of China, Bank of China and People’s Insurance Company of China and other financial institutions