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我国高校贷款规模巨大,在后金融危机下面临着严峻的债务危机风险。办学规模的急剧膨胀,教育经费来源单一,财政性教育经费投入不足和资金使用效益不高是导致贷款风险产生的主要因素。为保证高校人才培养质量,提高自主创新能力,政府应加大财政对教育的投入,高校要准确定位,科学控制贷款规模,多渠道筹集教育经费,依法理财,提高贷款资金的使用效益,有效控制高校贷款风险。
The loans of colleges and universities in our country are huge, and under the financial crisis, they face the serious risk of debt crisis. The rapid expansion of the scale of running a school, the single source of education funding, the insufficient investment in financial education and the inefficient use of funds are the main factors that lead to the loan risk. In order to ensure the quality of personnel training in colleges and universities and to improve the capability of independent innovation, the government should increase the financial investment in education. Universities should accurately locate the loans, scientifically control the scale of loans, raise funds for education through multiple channels, manage wealth according to law, improve the efficiency of using the loan funds, and effectively control College loan risk.