美国现在新的刺激储蓄的条件已经出现,当局降低了所得税的边际税率,通货膨胀率大幅度下降,存款的实际利率亦大大高于往年。美国人的储蓄率反而下降,实在令人不解。按商业部的材料,1982及1983两年的平均储蓄率仅占个人可支配收入的5.3%,这是四十年代以来的最低数字。现在 The United States now has the new conditions for stimulating savings. The authorities have lowered the marginal tax on income tax and the rate of inflation has dropped drastically. The real interest rate on deposits has also been significantly higher than in previous years. It is quite puzzling that the savings rate of Americans has actually dropped. According to the Ministry of Commerce, the average saving rate in 1982 and 1983 only accounted for 5.3% of disposable personal income, the lowest figure since the 1940s. just now