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本文以我国农村金融发展和城乡收入断裂的事实为基础,分析了改革开放以来二者的动态关系。实证结果显示:农村金融发展规模与城乡收入断裂呈正相关,农村金融发展效率与城乡收入断裂呈负相关,整体上农村金融的发展缩小了城乡收入断裂。基于此,本文认为需要完善农村金融制度,提高农村金融服务功能,缩小城乡收入断裂。
Based on the fact that our country’s rural financial development and urban-rural income break, this paper analyzes the dynamic relationship between the two since the reform and opening up. The empirical results show that the scale of rural financial development is positively correlated with the urban-rural income breakage. The efficiency of rural financial development is negatively correlated with the urban-rural income breakage. On the whole, the rural financial development has narrowed the urban-rural income breakage. Based on this, this paper argues that it is necessary to improve the rural financial system, improve rural financial services and reduce the urban-rural income break.