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随着中国加入 WTO的临近，农村信用社将面临前所未有的挑战和发展机遇。能否把握这个机遇，勇于迎接挑战，应对的关键在于立足自身建设，促进经营效益的增长，争取在未来多变的经济形势中获得更大的发展。而以信贷业务经营作为主营业务的农村信用社，必将承担沉重的压力。因
With China’s accession to the WTO approaching, rural credit cooperatives will face unprecedented challenges and opportunities for development. The key to coping with this opportunity and the courage to meet the challenge is to base ourselves on self-construction to promote the growth of operating efficiency and strive for greater development in the ever-changing economic situation in the future. Rural credit cooperatives that operate with credit business as its main business will certainly be under heavy pressure. because