现行社会发展形势下,发展互联网金融是我国当前社会乃至今后发展的重要内容,互联网金融的出现壮大了经济活动,拉动了内容,有助于社会经济的发展。对于小微企业而言,互联网金融的出现拓宽了小微企业融资渠道,在互联网金融环境下,小微企业融资创新已成为必然。本文立足互联网金融环境,就小微企业融资创新模式作了相关的探讨和分析。 Under the current social development situation, the development of Internet finance is an important part of our country’s current society and its future development. The emergence of Internet finance has strengthened economic activities, stimulated content and contributed to social and economic development. For small and micro enterprises, the emergence of Internet finance broadens the financing channels for small and micro enterprises. In the Internet financial environment, the financing innovation of small and micro enterprises has become inevitable. Based on the Internet financial environment, this article makes a related discussion and analysis on the innovation mode of small and micro enterprise financing.