在各国国民经济中,中小企业在企业数量上一般占95％以上,就业人数占60％左右,产值则占一半左右,在国民经济中有着不可替代的作用。但是由于势单力薄,其健康发展离不开政府的大力扶持。不少国家都有一套符合国情的成功扶持政策,其中资金扶持是一个重要方面。 缺乏资金是中小企业发展所面临的最大困难之一。在各国扶持政策中,资金援助往往占据最重要的地位。援助方式主要包括:税收优惠、财政补贴、贷款援助和开辟直接融资渠道等。 In the national economy of various countries, the number of SMEs generally accounts for more than 95% of the total number of enterprises, while the number of employed people accounts for about 60% and the output value accounts for about half, which plays an irreplaceable role in the national economy. However, due to weakness, its healthy development can not be separated without the strong government support. Many countries have a set of successful supportive policies in line with their national conditions, of which financial support is an important aspect. Lack of funds is one of the biggest difficulties for the development of SMEs. In various countries supportive policies, financial aid often occupies the most important position. Aid methods mainly include: tax incentives, financial subsidies, loan assistance and opening up direct financing channels.