论文部分内容阅读
根据生命周期与理财理论和水库理论,结合典型案例,说明人生不同时期的理财规划和理财工具的综合运用,以期使大家便于结合自身的情况,把各种理财工具灵活地综合运用到理财实践中去。一、单身期案例一:小张大学毕业,刚参加工作,是个公务员,每月工资2000多元。虽然收入不高,但是很稳定。每月的工资,扣除房租、服装、吃饭等生活费用,可以节余1000多元。小张的父母也有稳定的工作收入,无需小张赡养。小张有个女朋友,还在上大学,小张5年内没有结
According to the life cycle and financial management theory and reservoir theory, combined with typical cases, shows the different stages of life financial planning and comprehensive utilization of wealth management tools, in order to make it easy for everyone to combine their own circumstances, a variety of financial tools flexible and comprehensive use of wealth management practices go with. A single case Case 1: Zhang graduated from college, just to work, is a civil servant, a monthly salary of more than 2000 yuan. Although income is not high, but very stable. Monthly wages, net of rent, clothing, food and other living expenses, you can save more than 1,000 yuan. Zhang’s parents also have a stable income, without Zhang support. Zhang has a girlfriend, still in college, Zhang did not end within 5 years