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基本情况近期,股市强势反弹,A股大涨。因此,不少投资者蠢蠢欲动,上海宝山区的张先生,就是其中的一位。张先生今年38岁,是一家小型私企老板,年净收入50万元左右。妻子35岁,是名护士院校教师,年净收入10万元左右,夫妻俩都有“五险一金”。两人有一儿子,目前8岁,正在上小学。家庭每月生活开支6000元,小孩教育开支每月2000元(主要是课外培训班费用,学吉他,跳舞,课程培训等),养车费用每月2000元,交际费每月4000元。家庭旅游每年两次,共花费4万元
The basic situation Recently, the stock market rebounded strongly, A shares soared. Therefore, many investors around the corner, Mr. Zhang of Shanghai Baoshan District, is one of them. Mr. Zhang, 38, is a small private-owner with a net annual income of about 500,000 yuan. His wife is 35 years old, is a nurse college teachers, the annual net income of 100,000 yuan, the couple have “five insurance a gold ”. They have a son who is currently 8 years old and is in elementary school. Family monthly living expenses 6,000 yuan, children’s educational expenses 2,000 yuan per month (mainly the cost of extra-curricular training classes, learning guitar, dancing, course training, etc.), raising a car costs 2,000 yuan per month, spending 4,000 yuan a month. Family travel twice a year, spending a total of 40,000 yuan